When it comes to borrowing and investing at the same time, trust is everything. An Investment Line of Credit (I-LOC) is only as strong as the foundation it’s built on. That’s why we designed Binaxity’s I-LOC to be secure on two levels: financial structure and technology infrastructure.

Financial safeguards you can count on

1. Bankruptcy-remote SPV (Special Purpose Vehicle) All fund flows — your contributions, loan drawdowns, and repayments — run through a bankruptcy-remote SPV or trust administered by a licensed third-party trustee. This means your money and your assets are legally separated from Binaxity’s corporate accounts. Even in an unlikely worst-case scenario, your investments remain protected.

2. Licensed custodians Your Bitcoin and other digital assets aren’t sitting in some hot wallet on the internet. They are held with regulated, third-party custodians — the same institutions trusted by funds, asset managers, and financial institutions.

3. Transparent fees and reporting Every fee is disclosed upfront, and all credit activity is reported to the appropriate credit bureaus. You always know where your assets are and how your credit is performing.

Technology built for institutional security

1. Fireblocks infrastructure We don’t reinvent the wheel when it comes to custody tech. Binaxity integrates with Fireblocks, the institutional-grade digital asset infrastructure used by some of the world’s largest banks, exchanges, and fintechs.

2. Encryption in transit and at rest All sensitive data — financial, personal, and transaction-related — is encrypted both while moving across networks (in transit) and when stored on servers (at rest). This means whether you’re making a draw, checking your vault, or repaying your loan, your data stays locked down.

3. SOC 2 compliant operations Binaxity’s systems and processes are independently audited to SOC 2 standards, which validate our controls around security, availability, and confidentiality. In simple terms: we meet the same bar that top financial and technology providers are held to.

4. Multi-layer security controls Access to systems and data is governed by multi-factor authentication, role-based controls, and ongoing monitoring. In plain English: only the right people get access, and only for the right reasons.

Why it matters

Security isn’t just a checkbox — it’s the foundation of trust. Whether you’re co-investing in Bitcoin or ETFs, we can’t remove market risk — but we can make sure your assets are held securely, with protections against institutional failure and digital threats.

By combining:

• financial protections (SPV, custodians, transparent structures) and

• technological protections (encryption, Fireblocks, SOC 2, multi-layer security),

we make sure your I-LOC isn’t just an innovative way to build assets — it’s a well protected one.

The bottom line

With Binaxity, your credit line doesn’t just fund investments. It sits inside a structure built with banking-level safeguards and institutional-grade technology. That’s how we turn a new idea — borrowing to build — into a platform you can trust for the long term.